Secure Your Home Purchase Loan
Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.
Explore →The home you want deserves a lender who listens.
Whether you're a first-time buyer or want to refinance at a lower rate, we can help.
Get your rate
Four quick questions.
"Best and easiest refi I've ever experienced."— Mark O., La Mesa
"28 days from first contact to closing."— Stephen A., San Clemente
"Now saving over $700 a month."— Gary N., Anaheim
"Fair rates. Nothing hidden."— Bonnie & James F.
"Happy to refer Crestline anytime."— Steve B., La Crescenta
"Hassle-free refi. Would call again."— Joanna C., Nipomo
Real reviews from Crestline clients · read more
30+
Years lending
5
States licensed
A+
BBB rating
$2.5M
Max jumbo
Why borrowers choose us
6 Ways We Help You Lock in Lower Rates
Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently.
Refinance for Better Rates
Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?
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Compare Rates & Pick the Best
You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.
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Get Your Loan Funded Faster
Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want.
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Evaluate Your Property
Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals.
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Get a Cash-Out Refinance
Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you.
Explore →
Quick & Easy Tools
Three tools to get you moving today.
Get your FREE Pre-Approval Letter
Find out how much home you can afford by getting pre-approved for your next home loan now.
Get pre-approved →Analyze Your Refinance Options
This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.
Analyze options →Compare Today's Mortgage Rates
Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.
Compare rates →
Know your options
Get Pre-Approved with Our Quick & Easy Tools.
Three free tools to help you size up your options before you ever talk to a loan officer.
Step one
Get your FREE pre-approval letter
Find out how much home you can afford by getting pre-approved for your next home loan now.
Get started now →
Already own?
Analyze your refinance options
This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.
Get started now →
Shop the market
Compare today's mortgage rates
Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.
Get started now →
Run the numbers
Plan your next move.
Three calculators, one card. Then talk to a person.
Calculator results are estimates only. Taxes, insurance, PMI, and HOA dues are not included. Final terms depend on credit, property, and program guidelines. Not a commitment to lend.
Your loan specialists
You'll work with the same advisor from quote to keys.
Crestline isn't a call center with a rotating cast. The advisor who answers your first question writes the loan, works directly with the underwriter, and is on the phone the day you sign closing documents.
Your file doesn't get reassigned. You don't repeat your story. And when something needs sorting at 4:50 on a Friday, there's a person who actually knows your loan.
Meet Jeff →
Clients
What people actually say after closing.
A handful of reviews from real Crestline clients — purchase and refinance, first-time buyers and seasoned homeowners.
★★★★★
Can't believe how fast and simple you made this. We got pre-approved for $580K and were in our dream home less than 3 weeks later. We love Crestline Funding Corporation!
★★★★★
My loan officer made the process extremely smooth and always kept it moving along. Even though my loan was a little more complicated than most, it only took 28 days from first contact to closing. Every phone call was answered — no leaving messages — and he responded to every email.
★★★★★
Our inability to find a refinance strategy from other lenders did not stop Crestline. They found a solution that combined our first, second, and third into one low interest rate. We're now saving over $700 a month, as well as countless thousands over the life of the loan.
★★★★★
Crestline was honest, forthright, responsive, and got us a great rate. Best and easiest refi I've ever experienced.
★★★★★
Crestline gave us fair rates and told us straight from the start that they were there to help. They laid out all the fees associated with our loan and nothing was hidden.
★★★★★
Our loan officer continuously impressed me with his dedication to assist me on this recent loan. He was always accessible, regardless of day or time, and very responsive.
A basic pre-approval letter can be issued in a few minutes once we have your income picture. A formal underwritten pre-approval — the one sellers respect — typically arrives the same business day once we have your income and asset documents in hand.
Conventional loans typically start around 620. FHA goes lower. VA is often the most flexible. We look at the whole picture, not just the score.
Refis: as little as a few weeks. Purchases: tied to the contract date and appraisal turn time, but we close on the contract — never delay it.
No. We're a direct lender. We underwrite, fund, and price loans ourselves, which is why our pricing tends to be tighter and our timelines more predictable than a broker's.
Five states: California, Colorado, Idaho, Oregon, and Washington. If your state's not listed, call us — we may still be able to help.
A mortgage credit pull can move your score by a handful of points temporarily. The credit bureaus treat rate-shopping inquiries within a ~14-day window as a single event, so comparing offers won't compound the impact. Your loan officer will walk through timing before anything is pulled.
Get Your Mortgage Rate Quote in Just 30 Seconds!
Fast, custom quotes from Crestline Funding. Most loans fully funded in less than 30 days.