Conventional
The most common loan program. Fixed or adjustable rates, flexible terms — 15, 20, or 30 years. A strong fit for buyers with steady income and good credit.
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Browse loan programs to see which terms make the most sense for you. From first-time buyers to seasoned investors, we have the right loan for your situation.
Self Employed Loans
If you are self employed. Qualify using bank statements, 1099s, or DSCR — no traditional W-2 required. Built for entrepreneurs, freelancers, and business owners.
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FHA
3.5% down. Flexible credit. Built for first-time buyers and anyone who needs a more forgiving path.
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VA
Zero down for veterans and active-duty service members. No PMI. Streamline refis. Funding fee waived for disabled vets.
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Jumbo
In-house jumbo underwriting means timelines match conforming files instead of dragging.
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Which loan fits you
Match your situation to the right program.
Quick-reference guide — every program is also available as an adjustable-rate mortgage (ARM) with terms from 5 to 30 years.
If you have 3.5% down & lower credit
FHA Loan
Insured by the Federal Housing Administration. Flexible credit requirements; 3.5% down minimum. Great for first-time buyers.
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If you've served
VA Loan
Guaranteed by the Department of Veterans Affairs. Long-term financing for eligible veterans and surviving spouses — typically no down payment required.
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If you are self employed
Self Employed Loans
Mortgage options for self-employed borrowers. Qualify using bank statements, 1099 income, or DSCR — not just W-2s. Built for entrepreneurs, freelancers, and business owners.
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If your purchase is over conforming limits
Jumbo Loan
Loan amounts that exceed Fannie/Freddie conforming limits. Great loan options for larger loan amounts — one loan instead of multiple mortgages.
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Ready to explore your options?
Start with a soft pre-approval. No obligation, no hard credit pull.