Trusted FHA Lenders – Crestline Funding
To promote homeownership, the Federal Housing Administration (FHA) administers several programs to assist American citizens in acquiring a mortgage. The Federal Housing Administration helps FHA lenders originate mortgage loans with low down payments by insuring them against potential default by the borrower. This insurance allows borrowers to be approved for loans with less stringent approval criteria and protects FHA lenders against costly defaults. As “Your Friend in the Mortgage Business,” Crestline Funding welcomes all consumers interested in applying for an FHA loan.
Do You Qualify for an FHA Loan?
There are no income limits or established credit ratings for consumers to qualify for an FHA loan and Crestline Funding works with customers regardless of their credit history. Borrowing limits may be imposed for home purchases with loan amounts significantly higher than average for a given area. Borrowers should consult FHA lenders such as Crestline Funding to see if their house falls within FHA lenders requirements.
FHA Documentation Requirements
Before coming to FHA lenders such as Crestline Funding, prospective borrowers should consult the following list of information and documentation necessary for FHA lenders to process loan applications.
• Address of residences for the past two years
• Social security number
• Names and locations of employers for the past two years
• Gross monthly salary at current job(s)
• Documentation of real estate currently owned should be required by FHA lenders
• FHA lenders will ask for current check stubs and W-2 forms
• Personal tax returns for the past two years
After customers are prequalified by FHA lenders like Crestline Funding, they will be assigned an experienced and friendly loan officer that can help expedite the loan approval process and will be easily reachable by phone and email.
Crestline Funding is a Direct Lender
Crestline Funding is one of the leading FHA lenders because Crestline Funding lends with its own capital. By cutting out the middle men and broker’s fees, direct FHA lenders such as Crestline Funding can also offer borrowers lower interest rates and loan origination fees. Having developed a streamlined, state-of-the-art loan process, FHA lenders like Crestline Funding cut down the time required for customers to be approved and funded for a loan. Crestline Funding has an A+ rating with the Better Business Bureau and has been extending personalized, knowledgeable and friendly customer service for over 15 years.
Ready to see why Crestline Funding is known as “Your Friend in the Mortgage Business”? To see if you prequalify for a mortgage from Crestline Funding, simply fill out our fast and easy online form and a friendly customer service representative will call you back shortly.
Get Pre-approved Today
or Call 949-863-8600