Crestline Funding –
The Lowest Mortgage Rates in San Diego

“Your Friend in the Mortgage Business,” Crestline Funding, has been offering the best mortgage rates in San Diego for over 15 years. As a direct lender, we can provide low mortgage rates because it’s our money. There are no middle men or originators adding extra fees that get passed to our clients so they’re guaranteed the lowest mortgage rates in San Diego.

Crestline Funding allows all of our clients to keep up with current interest mortgage rates through Rate Watch. This free interest rate monitoring service keeps potential buyers aware of current mortgage interest rates in San Diego so they can maximize their home investment. Once you have an idea of the current mortgage interest rate, at www.crestlinefunding.com you can have an idea of what your mortgage payment will by using with Crestline’s Mortgage Calculator. This can help you determine the price of the house you’re looking to buy based on what you can afford. Crestline Funding also keeps their clients updated on hot new loan products, special offers, industry news, current mortgage rates and more through a free Newsletter.

Why Do Current Mortgage Interest Rates Fluctuate?
Current mortgage interest rates can change multiple times throughout the day. To put it simply, mortgage rates in San Diego go up or down based on many different financial factors. When more potential home buyers are looking for credit, interest rates rise. Conversely, when there is low demand for credit, interest rates fall. Another factor in determining current interest rates is the value of the mortgage on the secondary market should the lender decide to sell the mortgage to another company. The values of loans on the secondary market fluctuate based on projected economic conditions which, in turn, can affect current interest mortgage rates.

Second Mortgage Rates
Because they are deemed a higher-risk investment, second mortgage rates tend to be slightly more expensive. Banks charge higher current interest mortgage rates on second mortgages because if a loan defaults, the second mortgage will only be paid off after the first mortgage. Also, second mortgage rates in San Diego can be taken out when a home owner decides to borrow on the equity gained on their first mortgage. Second mortgages are sometimes taken in order to pay for college tuition, home improvements or debt consolidation. As a direct lender, Crestline funding can provide the lowest second mortgage rates in San Diego.

Crestline Funding is a direct lender and the best choice for potential homebuyers looking for the lowest mortgage rates in San Diego. Want to learn more about how Crestline Funding can offer you the lowest mortgage rates in San Diego and help you save thousands?